But there’s another statistic that’s even more troubling. It’s for underemployment. Underemployment describes those people who have jobs, but their jobs are lesser skill or experience level than they’re trained and qualified for… and definitely not sufficient to keep them out of the red financially.

According to the U.S. Department of Labor Statistics, underemployment in November 2009 was at a 15-year high of 17.5%.

Many people who are underemployed seek out part-time or temporary work. Websites such as TempJobCity.com come to the aid of those people and helps them sort through their options and opportunities. Plus each city has a network for these types of opportunities. You just need to be creative about finding them.

Some people, finding that part-time or temporary work is insufficient to give them what they need, look to starting a business of their own.

Although the name of this website and my program is called From Unemployed To Self-Employed, it could as easily be called From UNDERemployed To Self-Employed. The information is the same. The lessons are the same. The process of starting a business is the same.

It’s simply a matter of deciding to start!